orivalunthes

Overview

orivalunthes operates under Australian privacy legislation, including the Privacy Act 1988 and Australian Privacy Principles (APPs). We're committed to protecting your personal information and being transparent about how we collect, use, and safeguard your data when you use our budget analysis platform.

This policy explains our practices regarding personal information collection, storage, and usage. By accessing orivalunthes.com or using our services, you agree to the collection and use of information in accordance with this policy and applicable Australian privacy laws.

Information We Collect

We collect several types of information to provide and improve our budget analysis services:

Personal Information

Name, email address, phone number, and postal address when you register for an account or contact us for support.

Financial Data

Budget information, expense categories, income details, and financial goals that you voluntarily input into our analysis tools.

Usage Information

How you interact with our platform, including pages visited, features used, and time spent on different sections.

Technical Data

IP address, browser type, device information, and cookies that help us maintain platform security and functionality.

How We Use Your Information

Your information helps us provide personalized budget analysis and improve our services. We use collected data to:

Service Delivery: Process your budget data, generate analysis reports, and provide personalized recommendations based on your financial patterns and goals.

Account Management: Create and maintain your user account, authenticate your identity, and provide customer support when you need assistance.

Communication: Send service updates, respond to inquiries, and share relevant information about new features or educational resources that might benefit your financial planning.

Platform Improvement: Analyze usage patterns to enhance our tools, develop new features, and ensure our platform meets user needs effectively.

Data Sharing and Disclosure

We do not sell personal information to third parties. However, we may share information in specific circumstances:

Service Providers

We work with trusted third-party services for hosting, analytics, and customer support. These providers access only the information necessary to perform their services and are contractually bound to protect your data.

Legal Requirements: We may disclose information when required by Australian law, court orders, or to protect our rights and the safety of our users.

Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred as part of the business transaction, subject to the same privacy protections.

Your Privacy Rights

Under Australian privacy law, you have several rights regarding your personal information:

Access Your Data

Request a copy of the personal information we hold about you. We'll provide this within 30 days of your request.

Correct Information

Update or correct inaccurate personal information in your account at any time through your user dashboard.

Delete Your Data

Request deletion of your personal information, subject to legal retention requirements for financial records.

Restrict Processing

Limit how we use your information while maintaining your account access for essential services.

Data Security

We implement multiple layers of security to protect your financial information:

Encryption

All data transmission uses SSL/TLS encryption, and sensitive information is encrypted at rest.

Access Controls

Strict employee access policies ensure only authorized personnel can access user data when necessary.

Regular Audits

We conduct security assessments and vulnerability testing to maintain platform integrity.

Backup Systems

Secure data backups ensure information recovery while maintaining the same security standards.

Data Retention

We retain personal information only as long as necessary for the purposes outlined in this policy:

Account Data

Maintained while your account is active and for up to 7 years after closure to comply with Australian financial record-keeping requirements.

Financial Records

Budget and transaction data retained for 7 years as required by Australian taxation and business record laws.

Communication

Customer service interactions and support emails kept for 3 years to maintain service continuity.

Usage Analytics

Aggregated, non-personal usage statistics retained for 2 years to improve platform functionality.

Cookies and Tracking

Our website uses cookies to enhance your experience and provide personalized features. We use both essential cookies required for platform functionality and optional cookies for analytics and personalization.

You can manage cookie preferences through your browser settings. However, disabling certain cookies may affect platform functionality and your ability to access some features.

International Data Transfers

While we primarily store data within Australia, some service providers may process information overseas. When this occurs, we ensure adequate protection through contractual safeguards and compliance with Australian privacy principles for international transfers.

Changes to This Policy

We may update this privacy policy periodically to reflect changes in our practices or legal requirements. Significant changes will be communicated through email notifications and prominent website notices at least 30 days before taking effect.

Continued use of our services after policy updates constitutes acceptance of the revised terms.

Privacy Policy